When Storms Strike: What’s at Stake for Commercial Properties
Oklahoma weather can be unpredictable—and when high winds, hail, and torrential rain hit, your business could suffer major losses. From damaged rooftops to water intrusion, knowing how to respond quickly is key. That’s why it’s essential to understand the process of storm damage insurance claims for businesses. The right approach can help you recover faster, minimize downtime, and protect your bottom line.
Common Types of Storm Damage to Commercial Buildings
Storms can impact multiple parts of a commercial structure. Here’s what to watch for:
- Roof Damage – Missing shingles, punctures in flat roofs, or dents from hail
- Water Intrusion – Leaks, ceiling stains, or soggy insulation
- Gutter System Failures – Clogged, bent, or torn-off gutters
- Structural Compromise – Cracks in walls or roof decking
- HVAC Unit Impact – Damage to rooftop systems from hail or flying debris
Step-by-Step: What to Do After a Storm
- Prioritize Safety
Ensure everyone is safe. Evacuate damaged areas if needed and avoid unstable structures. - Document the Damage
Take photos and videos from multiple angles. Capture both exterior and interior impacts—especially roof damage, leaks, and water stains. - Contact a Commercial Roofing Contractor
A local, licensed roofing professional (like Wilson and Sons Roofing) can provide an inspection and a detailed report, which is often required for insurance claims. - File Your Insurance Claim
Notify your provider promptly. Share your documentation and the contractor’s assessment. - Schedule Repairs Quickly
Once approved, repairs should begin ASAP to avoid further damage—and potential claim issues from neglect.
Understanding the Insurance Claims Process for Businesses
Navigating storm damage insurance claims for businesses requires preparation, clarity, and guidance. Many business owners aren’t aware of the fine print in their policies or how to properly document damage. Our experience shows that the more informed you are, the smoother your claim will go.
What to know:
- Know Your Policy – Review your deductible, coverage limits, and what’s excluded.
- Replacement Cost vs. Actual Cash Value – Understand the difference in payouts.
- Business Interruption Coverage – This can help cover lost revenue during downtime.
- Hire a Contractor Who Works with Insurance – We help streamline the entire process with your adjuster.
Why Businesses Shouldn’t Delay Storm Damage Repairs
Delaying inspections or repairs after a storm can result in:
- Worsened damage that increases repair costs
- Claim denials for late reporting or neglect
- Extended business downtime and safety risks
It’s critical to act quickly when filing storm damage insurance claims for businesses to ensure a smooth resolution and maximum coverage.
How Wilson and Sons Roofing Helps
We’re not just Oklahoma’s trusted roofing experts—we’re your storm recovery partners.
✅ Free Storm Damage Inspections
✅ Photo Documentation & Written Reports
✅ Direct Adjuster Communication
✅ Emergency Protection Services
✅ Fast, Professional Repairs with Quality Materials
Whether you’re running a retail space, warehouse, office, or industrial facility, we provide storm recovery solutions that get your business back on track—fast. Explore all of our Commercial Roofing Services here.
Schedule a Free Commercial Storm Damage Inspection Today
Has your property been hit by a storm? Let Wilson and Sons Roofing guide you through every step—from inspection to repair to storm damage insurance claims for businesses. Our team is here to ensure your claim is handled properly and your roof is restored with care.
Get a Free Inspection Today or call us at 1-800-4-ROOFER.
